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  <url><loc>https://insuranceiq.co/</loc><lastmod>2026-04-18</lastmod><changefreq>weekly</changefreq><priority>1.0</priority></url>

  <!-- Coverage pages -->
  <url><loc>https://insuranceiq.co/auto</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insuranceiq.co/home</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insuranceiq.co/life</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insuranceiq.co/health</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insuranceiq.co/property</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insuranceiq.co/commercial</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insuranceiq.co/personal</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insuranceiq.co/financial-services</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Audit funnels -->
  <url><loc>https://insuranceiq.co/dealer-program</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://insuranceiq.co/business-audit</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://insuranceiq.co/personal-audit</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://insuranceiq.co/dealer-audit</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Lead funnels -->
  <url><loc>https://insuranceiq.co/iq-quiz</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insuranceiq.co/partners</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Company -->
  <url><loc>https://insuranceiq.co/about</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://insuranceiq.co/contact</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- Local landing pages -->
  <url><loc>https://insuranceiq.co/insurance/new-york-city</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://insuranceiq.co/insurance/brooklyn</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insuranceiq.co/insurance/queens</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insuranceiq.co/insurance/long-island</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insuranceiq.co/insurance/northern-new-jersey</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insuranceiq.co/insurance/connecticut</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Blog -->
  <url><loc>https://insuranceiq.co/blog</loc><lastmod>2026-04-18</lastmod><changefreq>weekly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insuranceiq.co/blog/how-much-car-insurance-do-i-really-need</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.75</priority></url>
  <url><loc>https://insuranceiq.co/blog/term-vs-whole-life-insurance-2026</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.75</priority></url>
  <url><loc>https://insuranceiq.co/blog/small-business-insurance-mistakes</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.75</priority></url>
  <url><loc>https://insuranceiq.co/blog/best-small-business-insurance-2026</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insuranceiq.co/blog/umbrella-insurance-worth-it</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insuranceiq.co/blog/nj-vs-ny-auto-insurance-cost</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insuranceiq.co/blog/cyber-insurance-for-small-business</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insuranceiq.co/blog/how-to-lower-homeowners-insurance-premium</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

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